Terms and Conditions

Terms and Conditions

Effective Date: November 19, 2025 Website: www.localinsurancepros.com Place of Business: 5038 Temple Heights Road #12, Tampa, Florida 33617, USA

1. Acceptance of Terms

By accessing, browsing, or using LocalInsurancePros.com (“Site”), you agree to these Terms and Conditions (“Agreement”), our Privacy Policy, and any other guidelines or rules posted on the Site. If you do not agree, do not use this Site.

2. Memberships, Contract Terms, and Cancellation

  • Membership Plans: Memberships are available in 6- and 12-month terms.
  • Set-up Fees and Marketing Costs: Damages, disputes, or refunds will not exceed the amount paid for the membership less the $997 set-up fee, postage, marketing materials, and all advertising costs (including but not limited to costs for TV, streaming, social media, radio, or any promotion/distribution associated with the member’s listing or campaign).
  • Cancellation: To be eligible for consideration of a refund, a written cancellation notice must be provided at least 30 days prior to the effective termination date of the membership. Failure to provide timely notice forfeits refund eligibility.
  • Remedies: We reserve the right to address complaints or disputes by extending your membership term, or by offering additional incentives, including but not limited to pre-paid gift cards or items of value. Acceptance of any such incentive or extension constitutes full satisfaction and resolution of the dispute; no additional claims, rights, or entitlements will be honored thereafter.

3. Dispute Resolution

  • Mediation: Any disputes, controversies, or claims arising from or related to your use of the Site or our services shall be resolved first and exclusively through mediation in Hillsborough County, Florida, before any legal action is taken. Both parties agree to share mediation costs equally.
  • Arbitration: If mediation fails, disputes may be submitted to arbitration in accordance with Florida law.

4. Profiles and Directory Information

  • Information Ownership & Use: LocalInsurancePros.com compiles information on public insurance adjusters from public sources. Adjusters may claim, modify, or request profile deletion via business email as listed in their state licensure database.
  • Ownership of Created Materials: All commissioned, created, and published materials on this Site are owned by LocalInsurancePros.com unless otherwise specified in writing.
  • Image and Likeness: By using this Site, you grant LocalInsurancePros.com permission to use your image, likeness, business profile, and related content for marketing and promotional activities as we see fit.

5. Limitation of Liability

  • No Regulation or Endorsement: LocalInsurancePros.com is not a regulatory entity for public insurance adjusters. Formal complaints and licensure issues must be directed to the Florida Department of Financial Services (https://www.myfloridacfo.com/) or the relevant licensing authority in your state.
  • Third-Party Interactions: LocalInsurancePros.com is not liable for any contracts, services, outcomes, or disputes that arise between site visitors and listed public insurance adjusters, or for any third-party actions, opinions, purchases, or service refusals.
  • Outsourcing: We reserve the right to outsource any services, products, or functions to reputable third parties.

6. Disclaimer

  • All directory content is provided for informational purposes only. Visitors must verify licensure and professional status directly with the Florida Department of Financial Services or the relevant regulatory entity before engaging a public insurance adjuster.
  • LocalInsurancePros.com is not responsible for the accuracy, completeness, or update frequency of third-party information.

7. Indemnification

You agree to indemnify and hold harmless LocalInsurancePros.com, its owners, affiliates, and partners for any losses, expenses, claims, or damages resulting from your breach of this Agreement or misuse of the Site/services.

8. Visitor Responsibility

  • Due Diligence: Visitors are solely responsible for verifying licensure, background, and conduct of any public insurance adjuster before entering contracts or obtaining services.
  • Reference for Complaints: Always refer to the Florida Department of Financial Services (https://www.myfloridacfo.com/) or equivalent body for complaints, licensure checks, or regulatory matters.

9. Tracking & Consent

By using LocalInsurancePros.com, you consent to our tracking of inbound leads and user interactions through QR codes, telephone numbers, SMS, cookies, and similar technologies for account and business management purposes.

10. Affiliate Links & Third-Party Offers

Some links and offers featured on the Site or via our services may be affiliate links or sourced from third parties. We are not responsible for the content, accuracy, or practices of third-party sites or offers, and your participation is solely at your discretion.

11. Termination

We reserve the right to terminate or suspend membership access at our discretion for any breach of these Terms, or if conduct is deemed detrimental to the Site, its users, or any regulatory obligation.

12. Miscellaneous

  • Severability: If any part of this Agreement is found invalid, the remaining sections will remain in effect.
  • Governing Law: This Agreement is governed by the laws of the State of Florida.
  • Changes: Terms may be amended at any time. Updates will be posted on this page, and continued use of the Site acknowledges acceptance.

13. Contact

For questions about these Terms and Conditions: LocalInsurancePros.com 5038 Temple Heights Road #12, Tampa, Florida 33617 support@localinsurancepros.com

By using LocalInsurancePros.com you agree to these Terms and Conditions. If you do not agree, please do not use the Site or services.

This policy is written to be comprehensive and site-favorable, with strong focus on limiting liability, outlining dispute resolution, and reinforcing business rights for an online directory/marketing SaaS business.